Weekend ke dauran do ahem developments samne aaye, jo banking sector aur bara maali landscape ko directly asar andaz karenge. Deputy Prime Minister ki qiyadat mein committee ne banks ke liye tax regime mein kuch ahem tabdeeliyaan final ki hain.
Tax Changes: Banks Ke Liye Naye Impositions
Advances-to-Deposits Ratios (ADR) par tax ka khatma: Pehle jo 10-15% ka additional income tax low ADR banks par lagana tha, usay ab khatam kar diya gaya hai.
Standard Income Tax Rate Mein Izafa: Ab banks ka standard income tax rate 39% se barh kar 44% ho gaya hai tax year 2024 ke liye jo 31 December ko khatam hoga. Yeh rate 2025 mein 43% ho jayega aur 2026 se 42% tak reduce ho jayega.
Super Tax Mein Koi Tabdeeli Nahin: Filhal jo super tax 10% hai, wo jari rahega. Yeh tabdeeliyaan hukoomat ko Rs60-70 billion tak extra revenue generate karne mein madad dein gi, lekin banking sector ki earnings 10-12% tak kam ho sakti hain. Meezan Bank (MEBL) ne apni 2024 ki nine-month results mein Rs6 billion ka tax impact pehle hi account kar liya hai, jis se unke fourth-quarter accounts par asar kam ho ga.
Interest Rates Ka Future Outlook
Finance Minister ne weekend par media se baat karte hue yeh indicate kiya ke aane wale waqt mein interest rates single-digit levels par aa sakte hain. Monetary Policy Committee ki authority ke tahat interest rates ke faislay kiye jaate hain, lekin Finance Minister ka yeh outlook encourage karne wala hai. Experts analysis bhi is baat se hum aahng hai.
New Year Aur Market Ka Positive Outlook
2024 ka last trading day baqi hai, aur naye saal ki shuruat positive nazar aati hai. Corporate result season ki shuruat, company payouts aur monetary policy ki aane wali announcement se market mein achi ummedain hain.
Report by Editor-in-Chief Muhammad Noman
