Karachi (Report): Pakistan ki listed non-life insurance companies ne 2024 mein zabardast performance di hai! Sector ka total munafa 35% barh kar PKR 11.2 billion tak pohanch gaya, jo ke 2023 mein PKR 8.3 billion tha.
Munafa Barhne ki Wajah Kya Thi?
Is growth ke peechay do major wajahen hain:
- Net Premiums Mein Izafa (30% YoY Growth): Companies ko zyada policyholders mile aur coverage badhi.
- Investment Income Mein Behtari (28% Izafa): Stock market returns aur high interest rates ne returns ko fuel kiya.
Top Performers
- Adamjee Insurance (AICL) aur EFU General Insurance (EFUG) ne sector ko lead kiya.
- Jubilee General Insurance (JGICL) bhi strong results ke sath contribute kiya.
Kuch Important Numbers (2024 vs 2023)
| Indicator | 2023 | 2024 | Farq |
| Net Premiums | PKR 71 bn | PKR 92 bn | +30% |
| Investment Income | PKR 7.4 bn | PKR 9.5 bn | +28% |
| Net Profit | PKR 8.3 bn | PKR 11.2 bn | +35% |
Risk aur Opportunity
- Behtari: Claims aur expense ratios dono mein sudhar aaya hai – iska matlab hai companies ne risk ko ache tareeke se manage kiya.
- Challenges: Inflation aur motor insurance fraud ab bhi sector ke liye challenges hain.
- Opportunity: Insurtech, digital insurance aur microinsurance jaise areas mein growth potential bohot zyada hai.
Natija: 2024 non-life insurance companies ke liye profitable aur promising raha. Agar yeh trend continue hota hai, toh 2025 mein insurance sector Pakistan ki economy ka ek strong pillar ban sakta hai.
Article by News Team
